2013 FALC Spring Healthcare Leaders & Caregiver Conference - SAVE THE DATE APRIL 9-11, 2013
HOSTED by PALM BEACH STATE COLLEGE at Lake Worth - 4200 Congress Avenue, Lake Worth, Florida 33461
12 Continuing Education Credits sponsored by Palm Beach State College. Conference registration includes parking, daily breakfast and daily lunch. Proceeds will benefit the 2013 AND 2014 FALC Charitable Campaign. For Registration, Sponsorship and ICON Award opportunities contact email@example.com. Early registration is available.
2013 FALC ICON AWARD - to nominate your ICON visit our home page. To find out a calendar of meetings click on the tab above.
Francisco Acosta, Palm Beach, Vitas Innovative Hospice Care - who is doing a wonderful job as Vice President of the Hispanic Florida Assisted Living Coalition Statewide Chapter. Vivian Torres, co-founder of the FALC Hispanic Chaptercontinues to support his venues. Please join us at the next FALC Hispanic Chapter Meeting - "Understanding Open Enrollment", Speaker: Claudia Delgado, CarePlus - visit calendar/meetings here on the site for Details, Date and Time.
If you are interested in being a Board Member of Florida Assisted Living Coalition, please send us a letter of interest along with your resume to our business address found on the home page.
FALC Member, Rex Coston Age 89 writes;"
"We are not about politics, we're all about people,
Just Like you"
To help you understand just what the Healthcare Reform bill means to us as members of The Florida Assisted Living Coalition, we have had this outline prepared for your reveiw to help understand the impact.
Updated, Friday, September 9, 2011. Originally posted, by Michael Campbell, Press Officer | 800-939-2650 | firstname.lastname@example.org
• Medicare will provide free annual wellness visits and personalized prevention plans. New plans will be required to cover preventive services with no co-pay.
• States can offer home- and community-based services to the disabled through Medicaid rather than institutional care beginning October 1.
• A 50 percent discount will be provided on brand-name drugs for Prescription Drug Plan or Medicare Advantage enrollees. Additional discounts on brand-name and generic drugs will be phased in to completely close the "doughnut hole" by 2020.
• Additional tax for health savings account withdrawals before age 65 for nonqualified medical expenses will increase from 10 percent to 20 percent. Additional tax for Archer medical savings account withdrawals not used for qualified medical expenses will increase from 15 percent to 20 percent.
• A plan to provide a vehicle for small businesses to offer tax-free benefits will be created. This would ease the small employer's administrative burden of sponsoring a cafeteria plan.
• The Medicare payroll tax will increase from 1.45 percent to 2.35 percent for individuals earning more than $200,000 and married filing jointly above $250,000.
• Health plans must implement uniform standards for electronic exchange of health information to reduce paperwork and administrative costs.
• Contributions to flexible savings accounts will be limited to $2,500 per year, indexed by the Consumer Price Index in subsequent years.
• The Employer Medicare Part D subsidy deduction will be eliminated. Employers will lose the tax deduction for subsidizing prescription drug plans for Medicare Part D-eligible retirees.
• There will be increases to the income threshold from 7.5 percent to 10 percent of adjusted gross income. Those older than 65 can claim the 7.5 percent deduction through 2016.
• The hospital insurance tax will increase 0.9 percentage points for those earning more than $200,000 ($250,000 for married filing jointly), and it includes net investment income.
• A 2.9 percent excise tax on the first sale of medical devices will be established. Excepted are eyeglasses, contact lenses, hearing aids or other items for individual use.
• Citizens will be required to have acceptable coverage or pay a penalty of $95 in 2014, $325 in 2015, $695 (or up to 2.5 percent of income) in 2016. Families will pay half the amount for children, up to a cap of $2,250 per family. After 2016, penalties are indexed to Consumer Price Index.
• Workers who are exempt from individual responsibility for coverage but don't qualify for tax credits can take their employer contribution and join an exchange plan.
• Companies with 50 or more employees must offer coverage to employees or pay a $2,000 penalty per employee after their first 30 if at least one of their employees receives a tax credit. Waiting periods before insurance takes effect is limited to 90 days. Employers who offer coverage but whose employees receive tax credits will pay $3,000 for each worker receiving a tax credit.
• Insurers can no longer refuse to sell or renew policies because of an individual's health status. Health plans can no longer exclude coverage for pre-existing conditions. Insurers can't charge higher rates because of heath status, gender or other factors.
• Health plans will be prohibited from imposing annual limits on coverage.
• Health insurance exchanges will open in each state to individuals and small employers to comparison shop for standardized health packages.
• Credits will be available through exchanges for those whose income is above Medicaid eligibility and below 400 percent of poverty level who are not eligible for or offered other acceptable coverage.
• Medicaid eligibility will increase to 133 percent of poverty for all nonelderly individuals to ensure that people obtain affordable health care in the most efficient and appropriate manner. States will receive increased federal funding to cover these new populations.
• An annual health insurance provider fee will be Imposed across the health insurance sector according to insurers' market share to companies whose total premiums exceed $25 million.
• 2018 Taxing "Cadillac" plans: An excise tax will be imposed on high-cost, employer-provided health plans beyond $27,500 for family coverage and $10,200 for single coverage; it will increase to $30,950 for families and $11,850 for individuals, retirees and employees in high-risk professions.